Mortgage Lending
Residential appraisals for home purchases and refinancing, including conventional, FHA, and VA lending.
Residential Real Estate
Appraisals in Northern
New Jersey
Serving Bergen, Passaic, Morris & Sussex Counties
Independent residential real estate appraisal services for mortgage lenders, attorneys, real estate professionals, and private clients.
Cres Ann Hoyt, SCRREANJ State Certified Residential Real Estate AppraiserNJ License #42RC00193400FHA & VA Approved AppraiserOver 20 years of residential appraisal experience
Residential Appraisal Services
Independent residential valuations for lenders, attorneys, real estate professionals, and private clients.
Estate & Date-of-Death Appraisals
Residential appraisals for estate administration, probate, and date-of-death valuations.
Divorce & Legal Appraisals
Independent valuations for divorce, bankruptcy and other legal matters.
Private Appraisals
Pre-listing, pre-purchase, PMI removal, property tax appeals, and home measurement services.
Residential Property Expertise
Properties We Appraise
Residential appraisal services for a wide range of property types throughout Northern New Jersey.
Single-Unit Residential
Detached and attached residential properties, including custom homes.
Multi-Unit Residential
Two- to four-unit residential properties, including rental analysis when applicable.
Condominium
Condominium units in high-rise, mid-rise, and garden-style developments.
Cooperative
Cooperative housing units and related appraisal assignments.
Vacant Residential Land
Vacant residential lots and potential building sites.
Proposed Construction
Proposed residential construction, additions, and renovations.
High-Value & Custom Homes
Custom residences and properties with extensive amenities or complex characteristics.
Waterfront Properties
Lakefront, riverfront, and other waterfront residential properties.
Serving Northern New Jersey
Bergen, Passaic, Morris & Sussex Counties
Independent residential appraisals for mortgage lenders, attorneys, real estate professionals, and private clients.
Contact us with the property address to confirm assignment availability.
Explore Our Service Areas
County boundaries: New Jersey Office of Geographic Information Systems. Map is for service-area orientation.
What to expect
Our Appraisal Process
A straightforward process from your initial inquiry to the completed report.
Submit Your Request
Provide the property address, purpose of the appraisal, and any important deadlines.
Confirm the Assignment
We’ll confirm the scope of work, fee, anticipated completion time, and access requirements.
Appraisal & Report Preparation
Property observation when required, market research, valuation analysis, and preparation of the appraisal report.
Contact Hoyt Appraisals
Let’s Discuss Your Appraisal Needs
Contact Cres Ann Hoyt with the property address, purpose of the appraisal, and any applicable deadlines.