Independent residential real estate appraisal services for mortgage lenders, attorneys, real estate professionals, and private clients throughout Northern New Jersey.
Serving Bergen, Passaic, Morris & Sussex Counties
Independent valuations for sellers, buyers, and for-sale-by-owner transactions.
An independent appraisal can help inform a listing or purchase decision. Include the property address and whether you are buying, selling, or arranging a for-sale-by-owner transaction when you contact us.
Residential appraisals for estates, probate, and date-of-death valuation.
Estate and probate assignments may require a retrospective effective date. Please provide the property address, intended use, and relevant date so the assignment can be discussed.
Independent valuations for divorce and equitable distribution.
Share the intended use, relevant valuation date, and any attorney requirements when requesting an appraisal for divorce or equitable distribution.
Appraisals to support the removal of private mortgage insurance (PMI).
Ask your mortgage servicer about its appraisal and appraiser requirements before ordering. An appraisal does not guarantee that the lender will approve PMI removal.
Appraisals to support real estate tax appeal filings.
Provide the assessment information and intended appeal date when making an inquiry. An appraisal supports valuation analysis; it does not guarantee an assessment reduction.
Residential valuations for financial planning, trusts, and related matters.
Please explain the intended use, intended users, and relevant valuation date for a trust or financial planning assignment.
Interior and exterior measurement services (ANSI compliant).
Measurement services document residential area. Let us know the property type and intended use so the required measurement scope can be confirmed.
Purchase and refinance appraisals for conventional, FHA, and VA mortgage lending.
Mortgage appraisals must follow the applicable lender and program ordering requirements. Confirm the ordering process with your lender before requesting an assignment.
Residential valuations for bankruptcy and related legal matters.
Provide the property address, relevant valuation date, and any requirements from your attorney or other intended user.
Prompt, independent valuations for bail bond requirements.
Share the property address and the requirements of the party requesting the valuation. Acceptance and the scope of the assignment must be confirmed before ordering.
Independent appraisal reviews for lenders and private clients.
Appraisal review assignments examine another appraisal within an agreed scope. Provide the report, intended use, and review requirements when discussing the assignment.
Expedited appraisal requests considered based on availability and assignment requirements.
Include your requested deadline and property address. Expedited requests are considered based on availability, property complexity, and assignment requirements.
Hoyt Appraisals provides residential valuations for conventional, FHA, and VA mortgage lending assignments, subject to applicable lender and program requirements.
FHA-compliant residential appraisals in accordance with HUD requirements.
VA appraisals for eligible veterans and active-duty members, following VA ordering requirements.
Residential appraisals for conventional mortgage financing.
Residential Property Expertise
Residential appraisal services for a wide range of property types throughout Northern New Jersey.
Detached and attached residential properties, including custom homes.
Two- to four-unit residential properties, including rental analysis when applicable.
Condominium units in high-rise, mid-rise, and garden-style developments.
Cooperative housing units and related appraisal assignments.
Vacant residential lots and potential building sites.
Proposed residential construction, additions, and renovations.
Custom residences and properties with extensive amenities or complex characteristics.
Lakefront, riverfront, and other waterfront residential properties.
Hoyt Appraisals provides valuations for proposed construction, newly constructed homes, and major renovations. Appraisals of proposed improvements may be completed using architectural plans and specifications, with the valuation based on the applicable assignment conditions.
What to expect
A straightforward process from your initial inquiry to the completed report.
Provide the property address, purpose of the appraisal, and any important deadlines.
We’ll confirm the scope of work, fee, anticipated completion time, and access requirements.
Property observation when required, market research, valuation analysis, and preparation of the appraisal report.
Contact Hoyt Appraisals
Contact Cres Ann Hoyt with the property address, purpose of the appraisal, and any applicable deadlines.
